What is your state of credit?

WHAT IS YOUR STATE OF CREDIT?

Experian's fourth annual State of Credit highlights four different generations - the Greatest Generation (ages 66-plus), Baby Boomers (ages 47 to 65), Generation X (ages 30 to 46) and Millennials (ages 19 to 29) and their highest and lowest credit scores, bankcard usage, average debt as well as other factors in more than 100 U.S. cities across the country. To find out where your city and your generation ranks, click on a state, scroll over a city and view the information for that city and nearby areas. You can also review a snapshot of the top and bottom credit scores by generation.

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Select Generation Greatest Generation Baby Boomers Generation X Millennials National Data

TOP CREDIT SCORES

1 - Rochester, MN2 - Mankato, MN3 - Sioux Falls, SD4 - Minneapolis, MN5 - Green Bay, WI6 - Wausau, WI7 - Madison, WI8 - Fargo, ND9 - Cedar Rapids, IA10 - La Crosse, MN

LOWEST CREDIT SCORES

1 - Greenwood, MS2 - Albany, GA3 - Riverside, CA4 - Harlingen, TX5 - Laredo, TX6 - Jackson, MS7 - Corpus Christi, TX8 - Las Vegas, NV9 - Monroe, LA10 - Shreveport, LA

National Averages:	Avg. VantageScore®: 681	Avg. Debt: $27,887
	Number of Bankcards: 2.19	Avg. Bal. on Bankcards: $4,501
	Credit Utilization (%): 30.0%

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Live Credit Smart 2013 – A Glimpse at Generations Across the Nation

The Fourth Annual State of Credit report is Experian’s comprehensive look at nationwide data to determine how four different generations are managing their debts by analyzing their credit scores, the number of credit cards they have, how much they are spending on those cards and the occurrence of late payments. Additionally, credit scores were examined in Metropolitan Statistical Areas (MSAs) to provide the 10 highest and 10 lowest credit scores in each generation across the nation. The study creates an opportunity for consumers to better understand how credit works so they can make informed financial decisions and live credit smart even in the face of national economic challenges.