Friday, February 1, 2013

Cognizant Wealth newsletter


Financial planning tips and events for this month
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February 2013 Newsletter


Question of the month
With the stock market reaching all-time highs, are you feeling more comfortable about the economy and about your personal financial situatiion?  Please let us know your thoughts - e-mail us at info@CognizantWealth.com

Tips and insights from last month’s blogs

Are You Putting All Your Eggs into Your Small Business Basket?
Only 18 percent of small-business owners have a 401(k) plan.  Many business owners don’t even understand that they can create plans for their businesses in addition to any personal retirement accounts they may have such as Roths and IRAs.
READ MORE >>>


Another Hedge Fund Collapses Through Fraud
This week a federal judge sentenced the manager of the Sunnyvale-based Asenqua Beta Fund and the Fireside LS Fund (Albert Ke-Jung Hu) to 12 years in prison.  As I wrote last year, there are four simple things you can do to avoid getting fleeced by people like Hu.
READ MORE >>>


Is It Better To Stick With CDs Than With Stocks Right Now?
What risk-averse investors may not realize is that after taking inflation into account, there are very few periods of time when cash outperforms stocks. 
READ MORE >>>

A Brief Summary of the New Tax Plan
Here is a brief summary of the tax changes.  It is important to note that the economic challenges that the U.S. faces have only been partially addressed through this legislation.
READ MORE >>>
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