Monday, June 24, 2013

Credit repair firm reach out


Alan,

I get asked all the time "What is the ideal referral to send for credit repair?" I don't know if you have the same question but I want to let you know so you can pin point your clients we can help turn into loans.

The honest answer is anyone who has inaccurate and derogatory information on their credit report keeping them from having the score they need to qualify:

· Collections
· Charge-offs
· Late payments
· Judgments
· Bankruptcies
· Foreclosures
· Repossessions
· Etc.

Remember, we aren't disputing whether the accounts are your clients or not. We are disputing the fact that when the creditors put those accounts on their credit report, they didn't follow all the laws listed under the Fair Credit Reporting Act (FCRA) to do so. I'm sure you see credit reports all the time where Equifax, Experian, and Transunion can't even get your client's address, birthday and/or social security number correct. One inaccuracy in the creditors reporting and they are legally supposed to take it off.

Even if we can't help your client right now, as I've told you before, we want to be viewed as one of your partners so we will guide them in the right direction by telling them what they need to be doing on their side such as opening up new lines of credit, paying down credit cards, etc.

Let me know if you have any questions about this or know anyone who might benefit Alan. I would be glad to help you!


Have a great day!

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