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Does the FTC actually help when I send
them a Credit Complaint?
In years past
yes they did. I’m sorry to say that if you now have a complaint with someone
such as a collection agency, the FTC passes the information on to a division
called the “Consumer Sentinel Network”.
Although the
Federal Trade Commission states that this is a method to handle your problems
“more efficiently and effectively” it is simply a method for them to
“hand-off” these problems to local & state law enforcement agencies.
They state
on their website that it allows you the consumer, to search complaints more
efficiently and to “save data in your own 100 megabyte online storage
center”!
But when we
as consumers have a complaint we don’t want to “store it”! We want an answer,
we want action! This is simply another way that our Federal Government
actualizes more bureaucracy in my perception.
If you would like more information here is the link: https://www.sentinel.gov/
So what is
your best recourse when you have a problem with, debt collectors, financial
institutions, credit bureaus etc…?
Contact your State Attorney General. If you live in a more rural state such as I do you’ll have much better luck. Live in a larger state & you may have a tougher time getting them to act. New West Credit Consultants does provide assistance in this regard so call us if you have a problem and we will do our best to point you in the right direction or handle the work for you.
Yours in Credit Education,
Thomas R. McKee
Contact me personally:
Thomas R. McKee
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