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Credit Corner
With
Thomas R. McKee
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Newsletter Date 5.01.2013
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Credit Education for Loan Professionals.
In This Issue: The perfect
candidate for Credit Restoration.
Have a Credit
Question? Just write us and
we’ll answer it on a future publication!
Great exposure!
Contact me personally:
Thomas R. McKee
New West Credit Consultants
4605 W. 39th St.
Sioux Falls, SD 57106
605-323-1316 office
800-900-7481 toll free
877-294-9562 toll free fax
Have
questions about a clients credit?
Simply
call us or email the credit report for a Free Analysis!
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So you want to fund more
loans.
Anybody can begin
the road to restoring their credit rating regardless of how bad their current
scores are. But since this newsletter is directed at Mortgage Loan Officers
let’s focus on those credit declined clients that can most quickly be
transformed into a fundable loan!
Currently as we
all know most of our clients need a 640 mid-score for a Conventional
Conforming home loan.
An optimum candidate for both the Loan
Officer & client:
1.
Is in the 570-580 credit range.
2.
Is currently paying their bills on time.
3.
Has 5-8 old negative items such as Collections,
Charge-offs, late pays etc..
4.
Is Motivated to improve their credit!
It’s
really quite that simple.
Most
of these clients can be “approvable” within 60 to 90 days.
Send
over credit for a Free Evaluation/Analysis.
Yours
in Credit Education,
Thomas
R. McKee
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