Need
        a great holiday gift? We're giving away "Parenting the QBQ
        Way" books on our blog!
        Five copies signed by both authors!   
Friday, Dec. 13th @ 3:15 pm Eastern
        time.  
The winter of 1970 in
        Ithaca, N.Y. provided perfect conditions for bombing around on our
        now vintage-looking Fox Trac snowmobile. Thus, the
        11-year-old competent, confident, and cute commander of this carriage
        needed the proper winter attire. 
So my mom (riding in the
        cart with my brother) and I went shopping for a “snowsuit.” Much to my
        dismay, we found one. Yes, the hideous thing you see me wearing in the
        picture. 
Really,
        Mom!? Neon yellow!? Can’t I get one in a man's
        color like black, Navy blue, or rich chocolate brown!? 
All my pleading for
        anything-but-yellow fell on deaf—but
        wise—ears. We came home with my new “banana suit” and, like
        it was yesterday, I remember why Mom chose it:  
It was on sale. 
Said another way, Mary
        Miller spent hard-earned income on that suit because
        Mary Miller could afford that suit. How retro. 
You see ... 
I didn’t “deserve” the color of my
        choice, nor was I entitled to an “upgrade” the next season. I wore the neon yellow banana snowsuit till
        I outgrew it. 
In Parenting
        the QBQ Way, my wife, co-author, and money management
        partner, Karen, and I ask the reader, do you agree or disagree with the
        following statements? 
·        
        Every child on an athletic team should receive a trophy. 
·        
        Children must have the newest version of all things
        electronic. 
·        
        Thirteen-year-olds deserve limos for their birthday
        parties. 
·        
        Cell phones are not a privilege, they are a right. 
After reading the above
        we suspect most parents would respond with, “Right! I don’t agree at
        all!” Excellent. But accountable parents should also ponder these five
        introspective questions: 
“Am I instilling
        thoughts and beliefs like these into my child?” 
“Have I created
        kids who suffer from unhealthy entitlement thinking?” 
“In
        what ways have I become entitled and
        am modeling it for my child?” 
“Have I bought
        into the ‘I deserve an upgrade’ lie?” 
“In
        any way have I fallen into the
        trap of buying it now even though I don’t
        have the money now?” 
(Jump to this piece to see the money traps Karen and I
        fell into “back in the day”: Personal Accountability and Money)
Forty-four years ago, my
        mom modeled sound money-handling practices for me when she bought that
        totally-functional-truly-kept-me-warm-and-dry-awful-color suit. By no
        means was it groovy, but it got the job done. 
One more time: It
        got the job done. 
And by purchasing
        it, she got her financial management job done—while teaching her
        "tween" (long before anyone knew tweens existed!)
        an invaluable lesson: 
I
        am not entitled to everything I want. 
Now that was a lesson worth
        learning! 
Questions: 
 
        During this holiday season, what financial lesson(s) are
        you striving to teach your kids? Choose one of the 5 introspective
        questions above and share your answer. Comment here!  
JOIN US at QBQ.COM for a GIVE-AWAY of 5 
        "Parenting
        the QBQ Way" AUTOGRAPHED BOOKS! 
*** To leave a comment and/or participate in our
        give-away, please do not reply
        to this email. Click the box below! 
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