Cognizant Wealth Advisors

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March 2013 Newsletter Question of the month Do you feel like economic growth is improving or do you fear another recession is just around the corner?  Please let us know your thoughts - e-mail us at info@CognizantWealth.com.  Tips and insights from last month’s blogs Three Tips for Choosing a 529 College Savings Plan Parents who want to save tax-free for their children’s college expenses are facing a growing array of choices.  If you feel that a 529 plan is the best choice for you, how do you choose from among them? READ MORE >>> Is the American Dream Over? For the first time since the 1930s, a majority of Americans are expected to be financially worse off in retirement than their parents. This conclusion represents a historic shift in a country that previously had fostered generations of improvement in the lives of the elderly. READ MORE >>> Should You Avoid Bonds in Today’s Environment? What risk-averse investors may not realize is that after taking inflation into account, there are very few periods of time when cash outperforms stocks.  READ MORE >>> The Importance of Long Term Care Planning According to a recent survey from UBS Wealth Management Americas, long-term care is investors’ greatest personal financial concern.  This study reinforces the importance of doing Long Term Care (LTC) planning as part of retirement planning. READ MORE >>>

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