I want to keep my house and it is a struggle what do I do?

Avoiding Foreclosure

When the stress of a possible foreclosure rises, it is important to remember that there are many resources out there to help avoid it. The programs and agencies below all specialize in helping people avoid foreclosure on their homes:
U.S. Department of Housing and Urban Development (HUD)
800-569-4287
http://www.hud.gov/local/ca/homeownership/foreclosure.cfm
HUD Avoidance Counseling
http://www.hud.gov/offices/hsg/sfh/hcc/fc/
Making Home Affordable Program
888-995-HOPE
http://www.makinghomeaffordable.org/
Housing California
916-447-0503
http://www.housingca.org/nr/resource/foreclosure_resources/
State of California – Consumer Home Mortgage Information
http://yourhome.ca.gov/
Fannie Mae Resource Center
800-732-6643
http://www.fanniemae.com/homeowners/index.html
Project Sentinel – Redwood City counseling agency
(HUD Approved Agency)
888.331.3332
http://www.housing.org
Neighborhood Counseling Services – Silicon Valley
(HUD Approved Agency)
408-279-2600
http://www.nhssv.org/foreclosure-counseling.htm
Neighbor Works America
202-220-2300
http://www.nw.org/network/foreclosure/default.asp
National Foreclosure Mitigation Counseling
202-220-6314
nfmc@nw.org
The important thing to remember is that foreclosure isn’t always inevitable, and there are many programs and agencies ready to help. Share these resources if someone you know is going through a possible foreclosure on their home.