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Tips to help you move ahead with confidence.

 

	The latest insights to help you plan for a more confident financial future. Email Me Visit My Site

 

Are you a financial procrastinator?   It's human nature to focus on the short term. Financial decisions can be complicated and a little scary. But, putting them off can impede your long-term goals, like saving enough for retirement. The good news? You can get unstuck. Here's how.           Make the most of your open enrollment season   It's time to evaluate and choose from your employer's health care benefit options. Take a look at what's new this year and how you can make the right decisions for you and your family.     Experts are redefining investment strategies   Simply splitting your investment portfolio between stocks and bonds may not be enough to truly diversify your retirement savings. Here's a closer look at the types of investments that may provide growth potential in your portfolio and help protect your assets.       Read more in the September/October More Within Reach® magazine.   The latest issue from Ameriprise Financial offers advice on handling life's momentous changes, how to avoid medical identity theft and dealing with the financial side of family life, including children with special needs.           Ready to move forward with your finances? Call today to find out what actions you can take now.             Barbara Madden   Financial Advisor Ameriprise Financial Services, Inc.   (650) 947-9700 or Email >>

 

	Barbara Madden Financial Advisor Ameriprise Financial Services, Inc. 141 1st St Los Altos, CA 94022 (650) 947-9700 barbara.l.madden@ampf.com www.ameripriseadvisors.com/barbara.l.madden CA Insurance # 0D49242     This email is an advertisement.   The content in this publication was written exclusively for Ameriprise Financial.   Unsubscribe | Customer Service | Privacy | Fraud Instructions

 

	Ameriprise Financial 70100 Ameriprise Financial Center | Minneapolis, MN 55474   The views expressed by Ameriprise affiliates are as of the date given, may change as market or other conditions change, and may differ from views expressed by other Ameriprise Financial associates or affiliates. Newsletter information and opinions from third-party sources are believed to be reliable, but accuracy and completeness cannot be guaranteed. This is not a solicitation to buy or sell the securities mentioned. Do not use this information as the sole basis for investment decisions; it is not intended as advice designed to meet the particular needs of an individual investor. Ameriprise Financial and its representatives do not provide tax or legal advice. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information or advice. Ameriprise Financial cannot guarantee future financial results.   Diversification does not assure a profit and does not protect against loss in declining markets.   Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC.   © 2013 Ameriprise Financial, Inc. All rights reserved. 10/13