Silvar meeting speaker will cover credit restoration

SILVAR Los Altos & Mountain View District Tour Meeting

Date: Friday, September 20th at 8:30am

Place: Chevy’s Fresh Mex —2116 W. El Camino Real, Mountain View CA

Speaker: Kevin J. Kust, Regional Director, Continental Credit, LLC

 

 

“Understanding Credit Scores & Credit Restoration”

- What are the 5 components of the FICO Score?

- How much positive credit should a consumer have?

- How do Bankruptcies affect scores, report erroneously, and how can they disappear?

- How do most Consumer Credit Counseling / Debt Consolidation organizations damage credit scores?

- How do credit inquires affect your score?

- How do divorces affect credit profiles?

- What’s the “truth” about the mortgage inquiry shopping day window for consumers?

- How are Loan Modifications affecting credit scores?

- How are Short Sales & Foreclosures affecting scores and what’s the best route for a consumer to take?

- Why do paid collections NOT HELP credit scores, and can paying collections further hurt credit scores?

- Why do 90% of all collections erroneously report, thus are able to be removed from credit reports?

- What are the actual strategies behind successful credit restoration?

- Why is it a bad idea to close old accounts and open up new accounts?

 

- Why could it be a bad idea to pay off your accounts?

 

- What’s the truth behind credit card debt?

- What is the best way to start rebuilding credit?

- Do you “REALLY” know how and when to pay your bills to maximize all aspects of your credit score?

 

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